Consolidated Financial is committed to maintaining the trust and confidence of our clients.  We want you to understand how we protect your privacy when we collect and use information about you, and the measures we take to safeguard that information.  Keeping client information secure and private is a priority for us.  The following describes our Privacy Policy.  Please take a moment to review it and feel free to contact us with any questions.  Thank you for the trust you have placed in us.  We look forward to working very hard to continue to earn your trust.

In the course of providing service to you, we collect nonpublic personal information about you from the following sources:

·         Information from the data and answers you provide on the Confidential Client Questionnaire

·         Information from you on product or service applications and other standard forms (for example, name, address, social security number, assets, types and amounts of investments, transactions, and income)

·         Information obtained from financial institutions, statements, tax returns, etc. (for example, your account balance, payment history, parties to transactions, types and amounts of investments, transactions and credit card usage)

·         Information obtained with verifying the information you provide on applications or other forms (this may be obtained from your current or past employers, or from institutions where you conduct financial transactions)

Keeping your information secure is one of our most important responsibilities.  We restrict access to nonpublic personal information about you to those employees and agents who need to know that information in order to provide services to you.  We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic information.

We do not sell, share or disclose your nonpublic information to non-affiliated third party marketing companies, nor are we affiliated with any other companies.

We may disclose nonpublic information about you under circumstances as permitted or required by law.  These disclosures typically include information to process transactions on your behalf, to conduct our operations, to follow your instructions as you authorize, or to protect the security of our financial records.

If you decide to become an inactive client, we will adhere to the privacy policies and practices as described in this notice.  We reserve the right to change this policy at any time and you will be notified if any changes occur.  This Privacy Policy applies to current and former clients.  Please contact us in writing with any questions.